Meeting the insurance needs of
Central Florida individuals and businesses.

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Insurance Consultants
of Central Florida

227 S. Orlando Ave, 1st Floor
Winter Park, FL 32789

Phone: (407) 740-5337
Fax (407) 740-8786

Disability Income Insurance

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to contact one of our individual health agents

What is Disability Income Insurance?

With disability income insurance, you are purchasing a stream of income to be delivered to you by an insurance company in the event you become disabled. The policy features and benefits should be coordinated with your needs and premium paying ability. As you evaluate disability income policy features and benefits, remember that the choices you make will impact the premiums you pay and the benefits you are entitled to receive.

What Can Happen if Disability Strikes?

Did you know? According to a Harvard Law School/Harvard Medical School study, medical expenses associated with an illness or accident caused nearly 50% of the bankruptcies in 2001 (Health Affairs, February 2005). “Unless you’re bill Gates, you’re just one serious illness away from bankruptcy,” said Dr. David Himmelstein, the study’s lead author and an associate professor of medicine. “Most of the medically bankrupt were average Americans who happened to get sick.”

How will you meet the expenses of a disability, just at the time your income ceases?